Basic, Broad, and Special form are three common coverage forms when insuring property.  Basic form is the most restrictive, while Special offers the greater level of protection. Basic form covers these 11 “perils” or causes of loss:  Fire or Lightning, Smoke,...

U.S. businesses are losing an estimated $1 trillion a month as businesses are disrupted due to the corona virus pandemic, according to estimates by the American Property Casualty Insurance Association. Yet, insurers collect only $4.5 billion a month for all commercial...

Merriam-Webster defines a “Fire Mark” as “a metal plate attached to a building to mark it as insured used by 18th century fire-insurance companies” For more Fire Mark information please click on the three links below: Chubb Insurance Article :  A look back at Fire...

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Are you traveling to a distant state or even a faraway country for an adventure trip?  Well guess what? You will be at a higher risk of property loss and injury!  Here are some tips to keep you and your property safe:   Educated yourself – Start with layered system of...