Life Insurance

Life Insurance

Linn T Hodge III – Principal
Linn T Hodge IV – Director of Sales

Companies we represent:

  • Met Life Insurance
  • Genworth Life
  • Axa Equitable Life
  • American General
  • Lincoln National Life
  • West Coast Life
  • ING ReliaStar Life
  • Lincoln Benefit Life
  • Pruco Life
  • Massachusetts Mutual Life (Mass Mutual)
  • Connecticut Mutual Life
  • Prudential Insurance
  • John Hancock
  • Mutual of Omaha
  • Banner Life
  • Transamerica
  • Symetra Life
  • Protective Life
  • and access to numerous other highly rated carriers

Life Insurance

Life Insurance is a crucial step in planning for the future and continued security of your loved ones. The amount of Life Insurance you need is determined by your current financial obligations and those that you anticipate in the future. This could include mortgage payments, health insurance premiums, college tuition and day to day expenses.

There are several types of life insurance products to consider. The most common being Term, Whole, and Universal Life Insurance. Please contact Linn T Hodge Jr. for assistance in determining the most appropriate coverage for you and your family.

Long Term Care

Many people plan for their retirement, but few think about what would happen to that plan if they were to need long term care. Long term care is a variety of services and supports to meet health or personal care needs over an extended period of time. Most long term care is non-skilled personal care, such as help performing everyday activites (ADL’s) at at time when you are unable to be fully independent to do them yourself.  These might include eating, bathing, dressing, moving from bed to chair, using the bathroom and continence.

Long term care insurance helps you plan for the high cost of future care. It can help relieve the emotional and financial strains a long care need can place on you and your family. And, it can give you peace of mind knowing that you have a plan in place to help protect your assets, preserve your estate, and retain more control and choice over your future care.