Nov 24

Premium Audit Animated Short

Why do you have to do a workers compensation premium audit? Watch this short video to find out! Please contact us today to help walk you through the workers comp premium audit!  310-477-2666 Best, Kelly Hodge   Linn T. Hodge & Sons have been helping with workers comp audits for over 80 years. Please let us …

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Oct 23

Deter Burglars with Home Security Lighting

  Home security lighting is a low-tech way to deter criminals from targeting your home, but don’t cancel your High-tech alarm just yet.  Choosing the right security lighting for your home depends on its location and use.  Is this your primary home in Southern California or your Ski Cabin in Park City?  Here are three …

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Aug 05

Fire Marks – What are they?

Merriam-Webster defines a “Fire Mark” as “a metal plate attached to a building to mark it as insured used by 18th century fire-insurance companies” For more Fire Mark information please click on the three links below: Chubb Insurance Article :  A look back at Fire Marks Wikipedia “Fire Insurance Mark” article with a variety of …

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Jun 15

Streaming Media: New Services and Devices to Use

NEW STREAMING SERVICES: CBS – all 16 networks, including 34 primetime series, and 5,000 episodes of old favorites for $5.99 month   HBO – Could be bundled with Hulu or Netflix   Devices to use: ROKU 3 – access to more than 2,000 channels, including Netflix, Amazon Instant, HBO Go, Hulu Plus and more  $99 …

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Apr 01

Adventure Trip Safety Tips

Are you traveling to a distant state or even a faraway country for an adventure trip?  Well guess what? You will be at a higher risk of property loss and injury!  Here are some tips to keep you and your property safe:   Educated yourself – Start with layered system of organizing your trip Find …

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Feb 02

What are Commercial Auto Symbols?

Answer: They define how your vehicles are covered.   The full list is below, but here are some highlights: Symbol “1” is the best for both types of coverage (Liability & Physical Damage) Symbol “8” covers rental cars (liability only) Symbol “9” covers non-owned auto.  This is typically your employees driving their personal vehicles for …

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Dec 05

Christmas Fire Safety

As we enter the holiday season it’s time we recognize the fire hazards in our homes so we can avoid injuring the ones we love and damaging our property.   Here are my Top 3 home Fire Hazards:   Candles  Fireplaces Extension cords and Holiday Lights  Here are some tips to avoid a holiday house fire: …

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Jul 25

What is a Loss Run Report? LOSS RUNS 101

A loss run report details claims that a business or person has over a range of policy periods.  It shows the date of the loss, amount paid, reserve amount, and whether it is OPEN or Closed.  They can also show the named insured, effective dates, carrier name, policy number and additional information about the claims.  …

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Jul 25

The Difference Between General Liability and Management Liability for Private Companies

Don’t be so sure you have “Insurance Coverage” when it comes to covering your company.  General Liability coverage typically does NOT include Director & Officers (D&O) coverage and Employment Practices Liability (EPL).   Not having these can leave your company uninsured against critical exposures.  Recently, a potential new client of our agency incorrectly believed that their …

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May 28

5 Retirement Investing Mistakes

Not Saving Enough Paying High Fees for investments Missing out on Tax Breaks Not Diversifying your funds Not Planning their Income   According to the LA Times, the average adult in Los Angeles with between $50,000 and $250,000 saved, started saving for retirement at age 35.  It is never too early to start a Roth …

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